# IBPS Clerk :: English Language :: Test 28 IBPS Recruitment Latest Govt Jobs

## Home IBPS Clerk / English Language Test 28 Questions and Answers

1 . Read the passage carefully and answer the questions given below it. Certain words/ phrases are given in bold to help you locate them while answering some of the questions.

Financial inclusion is a process of ensuring the availability of financial services to all sections of society, at an affordable cost. A key objective of financial inclusion is to help the unbanked population with institutional finance, to enable them to become self-employed and ensure a $stable$ income.

The government has made a $concerted$ effort to extend financial inclusion by nationalising banks and establishing a network of rural cooperatives and regional rural banks. The RBI too has initiatives like priority sector lending since the early 1970s, opening of no-frills accounts, establishing business correspondents (BCs) and easing of know-yourcustomer (KYC) norms. Its latest efforts include the preparation of guidelines for licensing payments banks and small banks. The National Bank for Agriculture and Rural Development (NABARD) has also supported the cause, adopting measures for cooperative banks and regional rural banks, enabling kisan credit cards andspreading financial literacy. In addition, a number of private sector institutions have also been operating in the area. Despite all this, nearly half the population/ households do not even have a bank account.

It is in this context that Finance Minister Arun Jaitley, in his $maiden$ budget speech, mentioned the Financial Inclusion Mission (FIM) to provide banking services to all households in India. The FIM, focused on empowering the weaker sections of society, was launched on August 15, with two bank accounts eligible for credit per family.

The scheme reportedly $conceives$ six pillars to achieve comprehensive or sampoornfinancial inclusion. These are - universal access to banking facilities, financial literacy, basic bank accounts and availability of micro credit, micro insurance, and pension scheme. The vision is to have a banking account for each family and beneficiary by March 2016. To encourage people to start using banking facilities, the government is considering providing an overdraft of Rs.5,000 through a debit card to every basic banking account holder. The $strategy$ is to strengthen the existing business correspondent model (BCM) to make it operationally flexible and viable with the expansion of banking services
$Strategy$
honestry
openness
structure
working
plan
2 . Read the passage carefully and answer the questions given below it. Certain words/ phrases are given in bold to help you locate them while answering some of the questions.

Financial inclusion is a process of ensuring the availability of financial services to all sections of society, at an affordable cost. A key objective of financial inclusion is to help the unbanked population with institutional finance, to enable them to become self-employed and ensure a $stable$ income.

The government has made a $concerted$ effort to extend financial inclusion by nationalising banks and establishing a network of rural cooperatives and regional rural banks. The RBI too has initiatives like priority sector lending since the early 1970s, opening of no-frills accounts, establishing business correspondents (BCs) and easing of know-yourcustomer (KYC) norms. Its latest efforts include the preparation of guidelines for licensing payments banks and small banks. The National Bank for Agriculture and Rural Development (NABARD) has also supported the cause, adopting measures for cooperative banks and regional rural banks, enabling kisan credit cards andspreading financial literacy. In addition, a number of private sector institutions have also been operating in the area. Despite all this, nearly half the population/ households do not even have a bank account.

It is in this context that Finance Minister Arun Jaitley, in his $maiden$ budget speech, mentioned the Financial Inclusion Mission (FIM) to provide banking services to all households in India. The FIM, focused on empowering the weaker sections of society, was launched on August 15, with two bank accounts eligible for credit per family.

The scheme reportedly $conceives$ six pillars to achieve comprehensive or sampoornfinancial inclusion. These are - universal access to banking facilities, financial literacy, basic bank accounts and availability of micro credit, micro insurance, and pension scheme. The vision is to have a banking account for each family and beneficiary by March 2016. To encourage people to start using banking facilities, the government is considering providing an overdraft of Rs.5,000 through a debit card to every basic banking account holder. The $strategy$ is to strengthen the existing business correspondent model (BCM) to make it operationally flexible and viable with the expansion of banking services

Choose the word/group of words which is MOST OPPOSITE in meaning of the word/ group of words printed in bold as used in the passage.
$Stable$
Secure
uncertain
balanced
lasting
3 . Read the passage carefully and answer the questions given below it. Certain words/ phrases are given in bold to help you locate them while answering some of the questions.

Financial inclusion is a process of ensuring the availability of financial services to all sections of society, at an affordable cost. A key objective of financial inclusion is to help the unbanked population with institutional finance, to enable them to become self-employed and ensure a $stable$ income.

The government has made a $concerted$ effort to extend financial inclusion by nationalising banks and establishing a network of rural cooperatives and regional rural banks. The RBI too has initiatives like priority sector lending since the early 1970s, opening of no-frills accounts, establishing business correspondents (BCs) and easing of know-yourcustomer (KYC) norms. Its latest efforts include the preparation of guidelines for licensing payments banks and small banks. The National Bank for Agriculture and Rural Development (NABARD) has also supported the cause, adopting measures for cooperative banks and regional rural banks, enabling kisan credit cards andspreading financial literacy. In addition, a number of private sector institutions have also been operating in the area. Despite all this, nearly half the population/ households do not even have a bank account.

It is in this context that Finance Minister Arun Jaitley, in his $maiden$ budget speech, mentioned the Financial Inclusion Mission (FIM) to provide banking services to all households in India. The FIM, focused on empowering the weaker sections of society, was launched on August 15, with two bank accounts eligible for credit per family.

The scheme reportedly $conceives$ six pillars to achieve comprehensive or sampoornfinancial inclusion. These are - universal access to banking facilities, financial literacy, basic bank accounts and availability of micro credit, micro insurance, and pension scheme. The vision is to have a banking account for each family and beneficiary by March 2016. To encourage people to start using banking facilities, the government is considering providing an overdraft of Rs.5,000 through a debit card to every basic banking account holder. The $strategy$ is to strengthen the existing business correspondent model (BCM) to make it operationally flexible and viable with the expansion of banking services
$Concerted$
united
joint
planned
disorganised
mutual
4 . Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any.)
1) My memories of Delhi University start / 2) when I had been a child / 3) and visited the university / 4) and its surrounding ridge. / 5) No error
1
2
3
4
5
5 . Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any.)
1) The largest residential university in Asia, / 2) BHU was established in 1916 as an exemplar of academic excellence / 3) and has become synonymous with a life / 4) teeming with enriching experiences. / 5) No error
1
2
3
4
5
6 . Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any.)
1) Narendra Modi must help his party return to power in Maharashtra / 2) later this year and in UP and Bihar, where / 3) the electorate have voted in his favour but / 4) the state government is run by an adversary. / 5) No error
1
2
3
4
5
7 . Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any.)
1) A majority of weather forecasting models indicates that / 2) an El Nino weather phenomenon may develop / 3) around the middle of the year / 4) but it is too early to assess its likely strength. / 5) No error
1
2
3
4
5
8 . Read each sentence to find out whether there is any grammatical or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is 'No error', the answer is 5). (Ignore errors of punctuation, if any.)
1) Two sharpshooters of the gang have arrested / 2) in connection with the sensational road rage / 3) incident which claimed two lives / 4) in Bawana more than a month ago. / 5) No error
1
2
3
4
5
9 . Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.
The main parties in Jharkhand are led by ________ tribal leaders, but Adivasisare demanding more than what has been ________ to them so far.
magnetic, conveyed
appealing, sent
poised, mailed
charismatic, delivered
strong, dispatched
10 . Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.
In 2013, generic pharmaceutical company Ranbaxy ________ guilty to seven criminal ________ for drug manufacturing fraud.
appealed, wrongdoing
beseeched, cases
prayed, offenses